We look at if it is time to update your planned retirement date? Millions of savers risk missing out on money from their final pension pot if their provider doesn’t have their correct planned retirement date. The analysis [1] revealed that workplace pension savers in the UK could miss out on thousands of pounds in…
Read moreWe look at if it is time to update your planned retirement date? Millions of savers risk missing out on money from their final pension pot if their provider doesn’t have their correct planned retirement date. The analysis [1] revealed that workplace pension savers in the UK could miss out on thousands of pounds in…
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Self Invested Personal Pension (SIPPS) can provide greater flexibility with the investments you can choose. A SIPP is a pension ‘wrapper’ that holds investments until you retire and start to draw a retirement income. It is a type of personal pension and works in a similar way to a standard personal pension. The main difference…
Read moreSelf Invested Personal Pension (SIPPS) can provide greater flexibility with the investments you can choose. A SIPP is a pension ‘wrapper’ that holds investments until you retire and start to draw a retirement income. It is a type of personal pension and works in a similar way to a standard personal pension. The main difference…
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Every plan starts with a goal, just like every journey starts with a destination. Planning your financial future is not only important for your security, but it also provides peace of mind. Financial planning should be viewed as a long term approach to managing your finances. Creating your financial plan will help you see the…
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Use your ISA allowance or lose it forever! Even though the Individual Savings Account (ISA) deadline may be a number of months away, and despite the tax year date remaining the same year in year out, somehow it always creeps up on us. A tax year runs from 6 April one year to 5 April…
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In the Government’s bid to ensure ‘pension age equalisation’ we look at the women’s State Pension age changes. On 3 October, campaigners lost a significant legal battle against the Government’s handling of the rise in women’s State Pension age. Up until 2010, women received their State Pensions at the age of 60, but that has…
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For richer, for poorer – it’s important you protect your pension and assets in divorce. Divorce is one of the most difficult subjects to talk about; the emotional upheaval can be difficult to deal with, but so too can the financial implications. When relationships come to an end, there are so many things to consider.…
Read moreFor richer, for poorer – it’s important you protect your pension and assets in divorce. Divorce is one of the most difficult subjects to talk about; the emotional upheaval can be difficult to deal with, but so too can the financial implications. When relationships come to an end, there are so many things to consider.…
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Cultivate the art of patience and focus on long term investment objectives. Creating and maintaining the right investment strategy plays a vital role in securing your financial future. But we live in the era of the 24-hour news cycle. Human tendency is to prioritise negative over positive news content, and no one is immune from…
Read moreCultivate the art of patience and focus on long term investment objectives. Creating and maintaining the right investment strategy plays a vital role in securing your financial future. But we live in the era of the 24-hour news cycle. Human tendency is to prioritise negative over positive news content, and no one is immune from…
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It’s important to make the most of your valuable tax allowances, reliefs and exemptions. Once we enter January, the end of the 2019/20 tax year will be just over three months away on 5 April. As this date approaches, the window of opportunity reduces if you want to make the most of valuable allowances, reliefs…
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